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MA vs BAC

Mastercard vs Bank of America stock: which is the better buy?

Both are a Buy, and close: Mastercard at 68, Bank of America at 65.

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MA

Mastercard

Buy68/100

Sunny, with 65% confidence

A year from now: $682 (+11.0%)

Read on Oct 16, 2026Full forecast

BAC

Bank of America

Buy65/100

Sunny, with 45% confidence

A year from now: $55 (+6.0%)

Read on Oct 16, 2026Full forecast

Under the hood

Factor by factor

The six things Tickerday weighs, each scored 0 to 100. The higher of each pair is in its call's color.

Overall score

MA
68
BAC
65

Valuation

MA
35
BAC
80

Growth

MA
80
BAC
95

Profitability

MA
95
BAC
90

Momentum

MA
90
BAC
15

Financial Health

MA
30
BAC
40

Sentiment

MA
75
BAC
30

Where they're headed

Price targets

Each target is measured from the price on the day its stock was read.

Price when read

MA$614.32 · Oct 16, 2026

BAC$51.89 · Oct 16, 2026

Next week

MA$620.50 (+1.0%)

BAC$52.10 (+0.4%)

Next month

MA$633 (+3.0%)

BAC$52.50 (+1.2%)

Next year

MA$682 (+11.0%)

BAC$55 (+6.0%)

The numbers

Key numbers

Market Cap

MA$539.9B

BAC$361.5B

P / E Ratio

MA33.1

BAC11.2

Rev. Growth

MA+14.1%

BAC+99.4%

Net Margin

MA+46.3%

BAC+30.2%

Debt / Equity

MA4.39

BAC2.35

Dividend Yield

MA0.5%

BAC2.7%

Beta

MA0.81

BAC1.20

52-Wk Range

MA$465 – $607

BAC$46 – $65

The argument

The case for and against

Every call has a case against it. Here are both sides, for each stock.

Mastercard MA

The case for

  • Revenue is growing at a strong double-digit pace (+14.1%), impressive for a company of its size.
  • The business is exceptionally profitable, with net margins of 46.3%, turning a large portion of sales into profit.

The case against

  • The stock looks expensive, with a Price-to-Earnings (P/E) ratio of 33.1, suggesting high expectations are already priced in.
  • The company uses a lot of debt, with a high Debt-to-Equity ratio of 4.39, which adds financial risk.

Bank of America BAC

The case for

  • Shares appear inexpensive with a low price-to-earnings (P/E) ratio of 11.2.
  • The company has shown extremely high revenue growth of 99.4% in the last year.

The case against

  • The stock has been in a clear downtrend, trading near the bottom of its 52-week range.
  • Recent news includes a significant $1.2 billion fine and concerns about future profitability.

Tickerday's reads are educational analysis, the same for everyone, not financial advice. Mastercard was read on Oct 16, 2026 and Bank of America on Oct 16, 2026; each one's page has the full forecast.

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The receipts

Called it. Then it happened.

Real calls from the Tickerday engine, each one graded against the real price a month later.

Palantir Technologies Inc

+52.3%

✓Called it

We said Buy at $122.33 on Jul 30. A month later the price was $186.29.

Graded Aug 28 at the closing price

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